Car Rental Insurance in Costa Rica - Do You Need it?

Car rental companies in Costa Rica are required by law to provide basic liability insurance to all renters. This insurance covers damages or injuries to third parties in the event of an accident. However, this insurance does not cover damages to the rental car or injuries to the driver and passengers.

Therefore, it is recommended that you purchase additional car rental insurance to protect yourself and your rental car. There are several types of car rental insurance available, including collision damage waiver (CDW), theft protection, and personal accident insurance. CDW covers damages to the rental car in the event of an accident, while theft protection covers theft of the rental car or its contents. Personal accident insurance covers medical expenses and other costs associated with injuries to the driver and passengers.